Funding Marketplace
Compare estimated rates, funding amounts, access times, and terms across our complete funding marketplace.
Marketplace Disclosures: Product information, ranges, and timelines are based on marketplace data. Actual funding amounts, rates, timing, and approvals vary and are not guaranteed. Wise Choice Inc. is not a direct lender.
0% Introductory Rate Credit Cards
Product Description
Obtain multiple credit cards with 0% introductory rates to help launch or grow your business. Cards may be issued in the name of the business or individual, depending on the issuer and product. Certain cards may also offer cash-back rewards and other benefits.
Range is an estimate based on offers seen, not an offer of credit. The rate type (APR, interest rate, or factor rate), amount, and terms are set by the lender or issuer.
Introductory period, go-to APR, fees, and variability are set by the card issuer and vary by issuer and product.
Minimum payment requirements are set by the issuer.
This is a consumer credit product used for business purposes. You are personally liable for repayment, the account may appear on your personal credit report, and applying may result in a hard inquiry. Credit extended for business purposes does not carry all of the consumer protections that apply to personal-use credit.
Personal Term Loan
Product Description
Personal term loans may be available to qualifying business owners as part of their overall business-funding strategy. Some clients may use personal financing to consolidate existing debt or improve their financial position before pursuing additional business funding. Loan availability, approval, rates, terms, and permitted use of proceeds are determined solely by the lender.
Range is an estimate based on offers seen, not an offer of credit. The rate type (APR, interest rate, or factor rate), amount, and terms are set by the lender or issuer.
This is a consumer credit product used for business purposes. You are personally liable for repayment, the account may appear on your personal credit report, and applying may result in a hard inquiry. Credit extended for business purposes does not carry all of the consumer protections that apply to personal-use credit.
Business Line of Credit
Product Description
Access capital when you need it, with no payments on funds you have not drawn. Some lines charge maintenance, draw, or unused-line fees.
Range is an estimate based on offers seen, not an offer of credit. The rate type (APR, interest rate, or factor rate), amount, and terms are set by the lender or issuer.
Short Term Business Loan
Product Description
Access funds very quickly for any business expenses. Typically more expensive than alternative options. Some short-term products are structured as merchant cash advances rather than loans. Your funding advisor will identify the product structure before you proceed.
Range is an estimate based on offers seen, not an offer of credit. The rate type (APR, interest rate, or factor rate), amount, and terms are set by the lender or issuer.
Business Term Loan
Product Description
Great option for longer terms for more established businesses. This is a great resource for general working capital needs.
Range is an estimate based on offers seen, not an offer of credit. The rate type (APR, interest rate, or factor rate), amount, and terms are set by the lender or issuer.
SBA Financing
Product Description
We help you prepare and submit SBA loan applications to participating lenders. Wise Choice Inc. is not affiliated with, endorsed by, or acting on behalf of the U.S. Small Business Administration.
Range is an estimate based on offers seen, not an offer of credit. The rate type (APR, interest rate, or factor rate), amount, and terms are set by the lender or issuer.
Business Use HELOC
Product Description
Leverage your home's equity for business purposes with a line of credit.
Range is an estimate based on offers seen, not an offer of credit. The rate type (APR, interest rate, or factor rate), amount, and terms are set by the lender or issuer.
Marketplace Disclaimer: Wise Choice Inc. may receive compensation from lenders or financial institutions if you fund through links on this site. Actual funding amounts and rates vary and are not guaranteed. Approval depends on personal and/or business creditworthiness and lender criteria.
Products, rates, terms, and availability vary by state and by lender, and not all products are available to all applicants.